Insurance Premium Financing
SOUTHERN ACCESS CAPITAL
Premium financing allows customers to spread out insurance costs, manage monthly payments, and maintain working capital.
Limited by what coverages can be financed?
We offer accessible funding on a broad range of coverages when it comes to property and casualty insurance policies.
COMMERCIAL AUTO
Home
Owners
And
MORE…
What Clients Can Expect. All From A Computer Or Phone.
Agents
Write More Policies
Easy Quoting
Reporting
Knowledgeable Experts
Streamline Funding
Increase Retention
E-Signature
Customers
Limited Paperwork
Flexible Terms
Payment Options
Friendly Staff
Finance Personal & Commercial Policies
Payment Reminders
Mobile App
Top 5 Reasons Clients Choose Southern Access As Their Premium Finance Company
1. TIMELY AND RESPONSIVE
We are responsive, efficient, and accurate when sending out notices, finance agreements, payment reminders, and can answer any specific questions.
2. RELIABLE SERVICE
Clients rely on us for premium financing and insurance solutions. With us, you work with experienced and committed team members. We personally manage accounts, approve finance agreements, process invoices, and send ACHs.
3. CONVENIENCE
When there is a need to check on accounts or payment statues the information is easily available. Customer information is accessible online 24/7 with detailed reports or account summaries. And someone is always available to answer any questions by phone or email during business hours.
4. SIMPLE PROCESS
Getting started there is no minimum premium requirements or long-term contracts. After submitting and processing a finance agreement, we will handle the rest: mailing, billing, and collection services. And every client receives the same personal attention.
5. FLEXIBILITY
This is our strong point; clients receive installment plans that work for individual needs of customers. We offer adjustable down payments and number installments along with billing options including coupons, invoices, payments, and automatic drafts.
LET US ANSWER QUESTIONS!
Where is my customer login information?
Your customer login information can be found at the top of Notice of Acceptance and on billing statements.
Where do you send signed finance agreement?
Customers will return the signed copy back to the agent, who will then send a copy of the agreement to Southern Access Capital.
How to change billing method from coupon book, invoice or ACH draft?
This can be done online under the terms section of the account or send us an email.
DON’T SEE A QUESTION?
Check out the full FAQ’s page!
SOUTHERN ACCESS CAPITAL
NETWORK OF AGENCIES AND MGAs

NEWS & EVENTS
Coverages
Coverages At Southern Access Capital there is a list of over 60 coverages to choose from. Our role as a finance company is to let Agents focus on writing polices. The main priority for Southern Access is to structure payment plans for customers to purchase the desired...
Martin Luther King Day 2021
This is a reminder that the Federal Reserve will be closed on Monday, January 18th in observance of Martin Luther King Day. Please send in finance agreements on or before Thursday, January 14th if you need funding prior to that day.
Unmatched Customer Support
Support Customers Expect Southern Access works to help Agents and Insureds meet their insurance needs quickly and efficiently. Our dedicated and responsive staff is always here to help throughout the financing process; we’re open Monday through Friday 9 am to 5 pm,...
Holiday Hours
In observance of the upcoming holidays, our office will be closed as follows: Thursday 12/24/20 – Closing at 12:00 pm CST Friday 12/25/20 – Closed Thursday 12/31/20 – Closing at 12:00 pm CST Friday 01/01/21 – Closed
Industries We Serve
For the last seven years, Southern Access has been in the premium finance industry—from financing workers comp to commercial auto insurance—searching to uncover premium financing resources and technology. We are dedicated to serving Independent Agents as we continue...
Flexible Premium Financing
Maintaining working capital is essential and Southern Access is here to help you maintain that. Our flexible terms, competitive interest rates, and low down payments are here to help customers. Southern Access premium finance spreads out your policy premium with our...
Premium Financing As Unique As You
By its very nature, the insurance industry is understandably conservative and risk-averse. That’s why our service at Southern Access Capital is flexible and catered to clients. We recognize that a one-size-fits-all approach to premium finance is not for everyone, so...
Mobilize Your Premium Financing
Mobile payment solutions are the future that insurance and finance industries are moving towards. Southern Access can help customers get there with a premium finance and billing platform exclusively for Insureds and Agents. Our mobile site is user-friendly and secure,...
Make Payments Easier for Customers!
Southern Access Capital’s premium financing and insurance payment solutions enhance the overall customer experience.