Insurance Premium Financing
Southern Access Capital
Maintain working capital and improve cash flow by premium financing an insurance policy. Use the Account Login for self-management and digital payments throughout the policy term. Please contact us if you need assistance.
Limited by what coverages can be financed?
We offer accessible funding on a broad range of coverages when it comes to property and casualty insurance policies.
COMMERCIAL AUTO
Home
Owners
And
MORE…
What Clients can Expect. All from a Computer or Phone.
Agents
Write More Policies
Easy Quoting
Reporting
Experienced Professionals
Streamline Funding
Increase Retention
E-Submission
Customers
Limited Paperwork
Flexible Terms
Payment Options
Friendly Staff
Personal & Commercial Policies
Payment Reminders
Mobile App
Top 5 Reasons to Choose Southern Access for Premium Financing
1. Timely and Responsive
In today’s world doing business is faster than ever. The quality of premium finance services are defined by timely responses for quotes, billing questions, and general assistance.
2. Reliable Service
Clients rely on us for premium financing. We personally manage accounts, approve finance agreements, process invoices, and send ACHs.
3. Convenience
When there is a need to manage accounts or view payment statues the information is easily available. Customer information is accessible online 24/7 with detailed reports or account summaries. If additional assistance is needed we are available to answer questions by phone or email during business hours.
4. Simple Process
Getting started there is no minimum premium requirements or long-term contracts. After submitting a finance agreement, we will handle the rest: mailing, billing, and collection services.
5. Flexibility
Customers receive installment plans that help manage cash flow and insurance premiums are paid upfront. We offer adjustable down payments and number of installments along with billing options including coupons, invoices, E-payments, and automatic drafts.
Frequently Asked Questions
Where is my customer login information?
Your customer login information can be found at the top of Notice of Acceptance and on billing statements.
Where do you send signed finance agreement?
Customers will return the signed copy back to the agent, who will then send a copy of the agreement to Southern Access Capital.
How to change billing method from coupon book, invoice or ACH draft?
This can be done online under the terms section of the account or send us an email.
DON’T SEE A QUESTION?
Check out the full FAQ’s page!
Southern Access Capital
Network of Agencies and MGAs

News & Events
HAPPY HOLIDAYS
Happy Holidays! As the year comes to a close we are thankful and grateful to be your premium finance company. The office will be closed for Christmas and New Years: Dec. 23rd closing at 12:00pm Dec. 24th closed all day Dec. 30th closing at 1:00pm Dec 31st closed...
Columbus Day – October 11th
The Federal Reserve will be closed October 11, 2021 in obervance of the Columbus Day. "Life has more imagination than we carry in our dreams." - Christopher Columbus
Labor Day – September 6th
“Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all...
Independence Day – July 4th
Our office will be closed for the holiday on July 5, 2021. For after hours assistance email: info@SouthernAccessCapital.com
Father’s Day Sunday June 20th
"My father gave me the greatest gift anyone could give another person: He believed in me." - Jim Valvano
Memorial Day May 31st
Our office will be closed Monday, May 31, 2021 in observance of Memorial Day. Please send in finance agreements Thursday, May 27, 2021 if you need funding prior to the holiday. "If we love our country, we should also love our countrymen." - Ronald Reagan
Mother’s Day Sunday May 9th
Don't forget this weekend is Mother's Day!
Coverages
Coverages At Southern Access Capital there is a list of over 60 coverages to choose from. Our role as a finance company is to let Agents focus on writing polices. The main priority for Southern Access is to structure payment plans for customers to purchase the desired...
Martin Luther King Day 2021
This is a reminder that the Federal Reserve will be closed on Monday, January 18th in observance of Martin Luther King Day. Please send in finance agreements on or before Thursday, January 14th if you need funding prior to that day.
Unmatched Customer Support
Support Customers Expect Southern Access works to help Agents and Insureds meet their insurance needs quickly and efficiently. Our dedicated and responsive staff is always here to help throughout the financing process; we’re open Monday through Friday 9 am to 5 pm,...